Effective Date: January 1, 2026 | Last Updated: May 29, 2026
These Terms of Use ("Terms") govern your access to and use of the websites operated by Lead Burst Media LLC ("Company," "we," "us," or "our"), including simplemortgageprotection.com and lifeprotectionpolicy.com (collectively, the "Sites"). By accessing or using our Sites, you agree to be bound by these Terms. If you do not agree, please do not use our Sites.
Lead Burst Media LLC is a lead generation company headquartered at 500 South Main St, Mooresville, NC 28115. We are not an insurance company, insurance agency, or licensed insurance broker. Our Sites are designed solely to connect consumers with licensed insurance professionals who may be able to assist them with their insurance needs.
We operate under the following brand names:
Nothing on our Sites constitutes insurance advice, a quote, a binding contract, or an offer of insurance coverage. Submission of your information does not guarantee that you will be offered coverage, that a policy will be issued, or that any specific rate will be available to you. All coverage decisions are made solely by licensed insurance carriers and their authorized agents.
We strongly encourage you to speak with a licensed insurance professional before making any coverage decisions.
Our Sites are intended for use by individuals who are at least 18 years of age and are residents of the United States. By using our Sites, you represent that you meet these requirements. We reserve the right to refuse service to anyone at any time for any reason.
You agree to provide accurate, current, and complete information when submitting forms on our Sites. Providing false or misleading information may affect the accuracy of any quotes or options presented to you and may have consequences under applicable law, including in the context of insurance applications.
By submitting your information on our Sites, you expressly consent to receive calls, texts, and emails from Lead Burst Media LLC and its licensed insurance agent partners, including through automated dialing systems and pre-recorded messages, at the phone number and email address you provide. Consent is not required as a condition of purchasing any goods or services. You may opt out of text communications at any time by replying STOP. Message and data rates may apply.
Lead Burst Media LLC may receive compensation when we connect consumers with licensed insurance agents or providers. This compensation may influence which partners we work with but does not affect the accuracy of the information presented on our Sites or the options available to you.
All content on our Sites, including text, graphics, logos, and design elements, is the property of Lead Burst Media LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on our Sites without our prior written consent.
You agree not to use our Sites to:
Our Sites may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content or practices of third-party sites and accept no responsibility for them. Accessing third-party sites is at your own risk.
Our Sites are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our Sites will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Lead Burst Media LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Sites or the information obtained through them. Our total liability to you for any claims arising from your use of our Sites shall not exceed $100.
You agree to indemnify, defend, and hold harmless Lead Burst Media LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of our Sites, your submission of information, or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Iredell County, North Carolina.
We may update these Terms from time to time. We will post the updated Terms on this page with a revised effective date. Your continued use of our Sites after any changes constitutes your acceptance of the updated Terms.
If you have questions about these Terms, please contact us: